Affordable Health Insurance

20 Percent of the People in the Health Care System Chalk Up 80 Percent of the Costs

It’s a fact that 20 percent of the people in the health care system rack up 80 percent of the costs. Such disparity is the bane of insurance carriers existence, and one of the reasons for higher rates of insurance that translates into more uninsured people, unable or unwilling to pay higher premiums.

Most of your health insurance premiums pay for actual health care services - not profits, administrative costs, etc. Seriously, it’s about 80% of your premium. The 20% of us who have the most health care costs use up about 80% of the amount spent on health services. Six percent of the people are in the 80% every year, and 14% of those could be anyone of us - a birth, a broken leg, an appendectomy all put you in the 20% group. You pay a premium to protect you for the times you are in the 20%.

To learn more and get a health insurance quote, visit http://www.benepath.com