Affordable Health Insurance

Is Co-Pay a Good Value?

Well as an example, co-pay plans pay about $30.00 for a $40.00 benefit. This is like ordering food off an a la carte menu. The prices are rarely printed in the menu. Ordering is guesswork as to what will arrive. But no matter what was ordered, someone has to pay for it, even if less value was provided for the money paid.

Many people are so hooked into co-pay benefits because they feel they are getting value for their dollar. They don’t realize that when they leave the doctor’s office and go to the lab or other places for further diagnostics, that the cost is not covered. It’s extra. The fact of the matter is those who choose co-pay plans have no idea what the real cost of services are when they see the doctor. Ask questions and be sure you DO know what is covered.

To learn more and get a health insurance quote, visit http://www.benepath.com