Affordable Health Insurance

Co-Pay Coverage Might Not Be What You Think It Is

Co-pay coverage isn’t what you might think it is. The actual bottom line with co-pay coverage is it only pays for the visit to the doctor’s office. Diagnostics are separate and those cost extra. And those extras can add up.

Knowing what a co-pay plan actually offers is better than finding out what it really doesn’t include when it’s actually used. There’s a psychological component to co-pay plans, in that people feel they are paying less and are covered for everything. That’s not true.

As an example: co-pay plans pay about $20.00 for a $30.00 benefit. This is like buying an insurance policy for your car and asking for oil change coverage. It’s a small benefit and really not worth covering. Make sure you know what your co-pay does and doesn’t cover. Save yourself some nasty surprises.

To learn more and get a health insurance quote, visit http://www.benepath.com